Legal Considerations

Regualtory Compliance

Know your Customer (KYC):

  • Required for merchant accounts over $10,000 monthly volume

  • Automated identity verification for individual users

  • Enhanced due diligence for high-risk jurisdictions

Anti-Money Laundering (AML):

  • Transaction monitoring and suspicious activity reporting

  • Compliance with local AML regulations in supported countries

  • Partnership with regulatory technology providers

Securities Law:

  • Token classified as utility token, not security

  • Howey Test analysis and legal opinion obtained

  • Ongoing monitoring of regulatory developments

Data Protection

Privacy Compliance:

  • GDPR compliance for European users

  • CCPA compliance for California residents

  • Minimal data collection with user consent

  • Regular security audits and penetration testing