Required for merchant accounts over $10,000 monthly volume
Automated identity verification for individual users
Enhanced due diligence for high-risk jurisdictions
Transaction monitoring and suspicious activity reporting
Compliance with local AML regulations in supported countries
Partnership with regulatory technology providers
Token classified as utility token, not security
Howey Test analysis and legal opinion obtained
Ongoing monitoring of regulatory developments
GDPR compliance for European users
CCPA compliance for California residents
Minimal data collection with user consent
Regular security audits and penetration testing
